Dan Calmes

I’m proud to call Oregon, Ohio, home and to help individuals, families, and business owners with their insurance needs. I opened my State Farm agency on October 1, 2006, and for 20 years, my approach has centered on being hands-on, accessible, and committed to putting customers first.

I grew up in Monroe, Michigan, and earned my Bachelor of Business Administration from the University of Toledo in 1984. My wife, Janet, and I live in Oregon, and our family has strong connections to both the University of Toledo and Bowling Green State University. Outside the office, I enjoy golfing, spending time with our eight grandchildren, and working in the yard.

My experienced team and I work to make our office a welcoming place where you can ask questions, discuss life changes, and better understand your coverage options. Whether you’re adding a driver, improving your home, or planning for your family’s future, we’re here to help.

We offer several insurance products including Auto, Home, Renters, Life, Business, Boat, RV, and Motorcycle Insurance. Based in Oregon, we serve the greater Toledo area, including Lucas, Wood, Ottawa, Erie and Huron counties, as well as customers throughout Ohio and southeastern Michigan.

Fall is here! 🍂 As you prepare your home for colder weather, it’s also a good time to review your insurance. Have you added a driver, purchased a vehicle, or made home improvements this year? My team and I are here to help you understand your coverage options and discuss what may need updating.

Call our Oregon office to review your coverage or discuss your insurance needs. We look forward to helping you prepare for the season ahead.